Qistly (قسطلي)
Embedded B2B Buy-Now-Pay-Later financing for SME retail merchants.
08 / 07 / 2026
Updated: 5 days ago
5
1 reviews
Elevator Pitch
Qistly empowers small neighborhood grocers (kiosks and supermarkets) to purchase inventory from FMCG wholesalers on flexible 7-to-30-day credit terms. By analyzing alternative transaction data and store turnover, Qistly underwrites instant micro-credit lines, solving cash flow bottlenecks for traditional retailers and boosting order volumes for suppliers.
Industry
Finance
FinTech
Banking (Digital Banks / Neobanks)
Type
Software
Service
Revenue Model
Direct Sales
Stage
Scaling
Market Focus
B2B
Service Area
MENA
Current TractionProfitable
Growth RateRapid
Total Users25000
Daily Active Users8500
Monthly Revenue$180,000
Growth Rate %32%
Retention Rate %91%
Conversion Rate %30%
Funding StageSeries A
Funding Ask$3000k
Equity Stake15%
Use of Funds
60% debt facility expansion for merchant lending, 25% regional expansion into Saudi Arabia and UAE, 15% risk & underwriting AI enhancements.
Reach out to the team
...Problem
Over 400,000 traditional retail merchants in Egypt operate purely on cash, frequently running out of stock because they cannot access bank loans or supplier credit.
Solution
An instant digital credit app integrated directly with FMCG distributor ordering systems, providing seamless BNPL checkout upon delivery.
Value Proposition
Increases merchant purchasing power by 40% without requiring collateral or formal banking history.